What Factors Affect The Cost of Salon Services?

»Posted by on Dec 5, 2016 in Hair Therapy | 0 comments

When having a haircut, rebonding, and other salon services, the first thing that you will look at is the price. You might say that the price of a haircut is too expensive or the cost of hot oil is too much. But what determines the cost of a salon service? Houston makeup artists will tell you that the prices will vary and is on a sliding scale. There are different factors that can affect the cost of salon services and they are the following:

Time And Product

One of the factors that can affect the cost of a service is the time it will take to render it. For example, the cost of a haircut will depend on the time it will take for a barber or stylist to finish a haircut. Once they are done with one customer, they will need to have a break first.

Another factor that will affect the cost of a salon service is the product. You will need to buy different salon products to be able to provide different services to different customers. Again, this will be added to the cost of the service.

Experience

The experience of the stylist will also come into play when pricing services. The experience of the stylist will have an impact on the quality of work they will render.

Competition

The cost of the competition can also affect the pricing of salon services. Of course, the salon will need to make themselves as the more appealing choice than their competition in order to attract more customers. You do not want the price to be too low or too expensive as well.

Promotions

Promotions in the salon can be a great way to attract new customers. Again this will affect the pricing of the service you will put into promotion. You may offer a haircut at half the price or a discounted spa.

These are just some of the factors that can affect the cost of a salon service.

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Types of Accidents Involving Motorcycles

»Posted by on Nov 3, 2016 in Auto Accident | 0 comments

In 2012, the number of motorcycle accidents, as reported to the U.S. National Highway Traffic Safety Administration (NHTSA) was 112,000. The number of accidents that caused injuries was 93,000, while fatal accidents totaled to 4,957. Over the coming years, the possibility of motorcycle accidents increasing is more likely as the number of Americans acquiring and riding motorcycles also continues to multiply.

Analysis of motorcycle crash data show that those who usually get involved in motorcycle accidents are riders who never received formal riding education. These are people who believed that learning from friends or kin how to ride, rather than enrolling in a riding school, was enough. Thus, they never realize that motorcycling is not just learning how to maneuver a motorbike through traffic, it is rather learning how to ride safely.

Motorcycle accidents are classified under two categories: single vehicle motorcycle accidents and multiple-vehicle accidents. Single vehicle motorcycle accidents are more common motorcycle crashes than multiple-vehicle accidents. Its causes include riding with a high blood alcohol level, riding too fast even during poor weather conditions, and failure to brake and maneuver properly, especially when approaching a bend. A rider committing any of these mistakes often result to him/her losing his/her balance and crashing into road fixtures or getting thrown off from his/her bike.

Though less common, multiple-vehicle crashes are, however, causes of more serious injuries. This type of accident involves another vehicle. One example of multiple-vehicle crash, which also happens to be the most dangerous and the most injurious, is head-on collision, which often occurs in undivided rural highways or when one vehicle, either the motorbike or the other vehicle, travels on the wrong side of the road.

Majority of multiple-vehicle crashes occur due to drivers failing to notice approaching motorcyclists or drivers denying motorcyclists their right of way (in these situations drivers are the ones at fault during accidents, though fault is not too easy to prove). Often, rather than accepting fault, most drivers rather blame on motorcycle riders, saying that riders careen in and out of traffic, putting their own and other lives at risk.

The National Highway Traffic Safety Administration (NHTSA) says that motorcycle riders, especially in multiple-vehicle crashes, are more susceptible to injuries or death due to the absence of whatever may protect them from the force of impact created during collision.

Wausau personal injury lawyers, likewise, says that motorcycle accidents account for a significant number of serious or fatal automotive accidents in the United States each year. Because motorcyclists are not able to rely on the types of protections that other motorists enjoy, even a relatively minor accident can have devastating consequences for the victims, potentially resulting in costly medical treatment and lost income that victims and their families may not be able to afford. As such, a victim of a motorcycle accident that is due to someone else’s reckless or irresponsible behavior may require significant compensation in order to deal with the challenges ahead. Fortunately, it is often possible for an injury victim to file a motorcycle accident claim to pursue this compensation.

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Independent Car Insurance Company Responsibility

»Posted by on May 18, 2016 in Insurance | 0 comments

The kind of driving history you have will affect greatly your compliance with the Financial Responsibility law, the law that requires you to prove your capability to pay for damages due to accidents wherein you are at fault. Proving this capability may be done by showing that you are covered, that is, you have auto liability insurance, or by meeting any state-approved alternative to the mandated auto insurance coverage. While a clean driving record may save you from paying too costly car insurance premiums, a record that is marred with traffic violations, such as a DUI and/or, reckless driving, or worse, an accident wherein you are at fault, can very likely result to more expensive policies because insurance providers will see and tag you as a “high-risk” driver.

Getting identified as a “high-risk” driver, however, is not only based on past traffic violations. A car insurance provider can also identify you as such if you are below 25 years old (more so if you are below 20 since records from the National Highway Traffic Safety Association consistently show that teenagers are the ones most prone to accidents), driving a high-powered sports car or any type of car that is more prone to accidents, have high annual mileage, or have been required by the court to file an SR-22.

Except in the state of New Hampshire, where drivers are not mandated to carry car insurance coverage, or in Virginia, where drivers can have their vehicle registered as uninsured by paying the required uninsured motor vehicle fee to the state’s Department of Motor Vehicles (DMV), all other 48 states require drivers to carry auto liability insurance. Possible consequences of non-compliance with this requirement are suspension of your driving privileges, fines, higher cost of insurance premiums and a court order that will require you to file an SR-22. If you do cause an accident, then you may also face a civil lawsuit wherein you would be legally required to compensate your victim for all the economic and non-economic damages he or she will suffer from.

To help you and all other drivers and car owners find the best and cheapest car insurance coverage that will include all your insurance needs are independent car insurance companies which offer free online quotes from different providers. According to the website of Hankey Law Office, P.C., some will provide as many as a dozen quotes to help compare actual prices of policies and the types of coverages included in each policy. Besides car insurance, you can also ask for SR-22 quotes plus require them to make the filing and purchase on your behalf.

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The Aftermath of Dog Attacks

»Posted by on Dec 4, 2015 in Personal Injury | 0 comments

As said on the website of Habush Habush & Rottier SC, dog-bite cases are increasing in the United States. Every year, a large number of people are sent to the ER with severe injuries after being attacked by a stranger’s canine. A number of these individuals are left with awful injuries that could possess a life-long impact on their quality of life, and way too many sufferers are kids.

Monetary Approximations for Dog Bite

The monetary expense of dog bites in America is tremendous. Nevertheless, that might not even be close to the real medical costs for insurance agencies, because according to the American Medical Association, State Farm paid compensation on 11,000 dog bite cases for an overall total of 2 million in 1995. In line with the Centers for Disease Control and Prevention, dog bites account for about 164.9 million in direct medical costs every year. Commonly the dog-bite settlement is paid for from the dog owner’s homeowner’s insurance. Cost may be considerably lower the less serious the injury is. For personal victims of dog attacks, the average complete cost in doctor’s bills is around $26,166.

For victims of dog attacks, the toll could be more than monetary. When they suffer severe dog bites a lot of people must undergo rehabilitation and surgery. The mental cost of these trying encounters is often the hardest aspect of a dog-bite injury, and victims ought to have the right to compensation not just for their medical bills, but also for the additional pain and suffering due to their injuries.

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What’s So Different about SR22 Insurance?

»Posted by on Aug 18, 2015 in Insurance | 0 comments

Say that you’ve gotten yourself into a car wreck and now need SR22 insurance. Perhaps you’re thinking – I’m already insured, I don’t need another insurance plan! Or maybe you’re thinking that other people don’t have it then it isn’t all that necessary, is it?

Here’s some more information about the subject.

SR22 insurance, in the strictest definitions of the term, isn’t actually a kind of insurance anyway. It is more of a certification that the vehicle and driver in question is insured. It is a legal requirement, after all, for a car to be insured lest there be consequences if you so happen to find yourself in the wrong side of those laws. If you’ve never heard of it then odds are in your favor – that means you’ve never had to have it. However, there are many ways in which a person might be required to get SR22 insurance.

If you have been charged or were involved with driving under the influence of alcohol, then in all likelihood – SR22 insurance will be necessary. Sometimes, all it takes are a few infractions and violations that have built up and then you be required to get the SR22 insurance anyway.

This kind of insurance ensures that you are covered and is, essentially, something that tells the board that you will strive to obey traffic rules and regulations. The time period that this kind of documentation is necessary can go anywhere from around 2-5 years, depending on the offense that occurred and the insurance plan that you have covering you. Any such kind of infraction that occurs while your license is already attached to SR22 insurance could mean further disciplinary actions.

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When is a Landlord Responsible for Maintenance?

»Posted by on Apr 14, 2015 in Personal Injury | 0 comments

Although there are certain exceptions, the safety and maintenance of a property is shouldered by the landlord or property owner. They have the responsibility to adhere to rules and regulations put on building codes, city or state ordinances and statutes. If you ask a Tennessee personal injury lawyer, you will likely hear that generally, the landowner has the power and authority over their property, and thus can be held liable to any damages or injuries that may occur within their property.

There are certain states or cities that do not have definitive laws regarding mold infestation, but this does not necessarily rule out their responsibility of repairing and maintaining the safety of the property. All the states in the US (except Arkansas) require landlords to be responsible in keeping up a fit and livable housing and fixing any issues on their rental property. These responsibilities include (but are not limited to) repairing broken or leaking pipes, roofs, windows, known causes of molds. If you can prove in court and to the judge (or jury) that the mold infestation was significant enough to have caused health problems, you may be able to hold the property owner or landlord liable, especially if he did not take any action to fix the leaks which lead to the growth of the molds.

One of the ways that the landlord is free from any responsibility is when the mold growth results from your own behavior – if you failed in keeping your own apartment or area clean and created an environment conducive for the growth and spread of molds, then the landlord will not be held liable. A personal injury claim will only be accepted if the injury or damage was a direct cause of another person’s negligence or carelessness.

When trying to rent a property, make sure that clauses in the agreement will not remove their liability from mold infestations. In fact, one court in Tennessee has already banned this type of clause, stating that doing so would be a violation of public policy. The only way to avoid any damages and injury claims on bases of mold infestation is by having shared responsibility with your landlord: he or she has to ensure that the property is properly maintained, and you have to make sure you prevent any factor that can contribute to mold growth as well as to report any infestation or property issues in order for the landlord to take action.

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What is Zofran?

»Posted by on Feb 20, 2015 in Personal Injury | 0 comments

Zofran (ondansetron) is a powerful anti-emetic drug developed and manufactured by British company GlaxoSmithKline. The Food and Drug Administration (FDA) approved it in 1992 for the prevention of nausea and vomiting associated with cytotoxic treatment protocols such as radiation therapy and chemotherapy, as well as that associated after surgery.

It is important to control severe nausea and vomiting in patients because it can lead to dangerous levels of dehydration and electrolyte imbalance. There are some conditions where Zofran, which is a very powerful drug, is the only solution.

However, according to the website of Williams Kherkher, there are instances that Zofran can do more harm than good. Popular off-label uses for Zofran is for nausea and vomiting of pregnancy (NVP) and hyperemesis gravidarum, cyclic vomiting syndrome, and gastroenteritis. These are considered “off-label” because the FDA has not approved it for those conditions. In most cases, there are no unexpected and serious side effects, so everybody is happy. That is not true in pregnant women.

There is good reason to believe that Zofran can increase the risk of adverse fetal outcomes when prescribed to women during their first trimester. Earlier studies did not indicate this, but further research brings its safety into question.

The studies are far from conclusive, and in some cases flatly contradict each in the most ironic ways, but the fact remains that the risks are just not known. Considering the extent of harm that can be done to the developing fetus, it is recommended that pregnant women use alternative drugs to Zofran that have been proven safe for pregnant women. It is better to err on the side of caution when protecting the children from harm.

If you have first-hand knowledge about the dangers of Zofran, consider filing a lawsuit against the manufacturer. Consult with a personal injury lawyer specializing in Zofran in your area and discuss your case. This will help you clarify your legal options.

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Reasons Why Alimony Needs to be Paid

»Posted by on Jan 7, 2015 in Alimony | 0 comments

Often, divorce does not sever the responsibility of one spouse over the other for there is what is termed as alimony or spousal support, wherein one spouse will need to provide financial support to the other to ascertain that the dependent spouse will not live a financially-burdensome life. This is the primary purpose of alimony which state courts always see to. According to some Raleigh divorce lawyers, courts observe the policy of making sure that the spouses and the children are able to continue to enjoy the standard of living that they enjoyed before the divorce. Thus, if one spouse gave up all chances for professional and economic growth for the sake of his/her partner and their family, then the more financially able spouse will be required by the court to provide him/her with financial support upon divorce.

Women, traditionally, were the recipients of alimony since it was them who were often required (by societal standards) to cease work and care of the home after marriage. Providing for her and for the rest of the family was, of course, the duty of the father of the house.

Life’s circumstances, however, have greatly changed. Today, more men than women are without work, making them contribute more time to child-care and in the performance of house chores, while more and more workplaces are being populated by single women and mothers.

The earning capacity of both men and women has changed too with women now able to earn even much more than their partner in life. Due to these significant changes in economic situation and opportunities, the recipient of alimony can now also be a former husband.

Alimony is a court-mandated monetary payment that one spouse should make to his/her former partner; it is also known under the names spousal support or spousal maintenance. When making decisions on the issue of alimony, courts usually consider the following factors:

  • Earning capability of both spouses
  • Age and health of the spouses
  • Earned and potential income, and assets of both spouses
  • Duration of the marriage

There are different types of alimony or forms of payment recognized in the United States:

  • Temporary Alimony: Also known as alimony pendente lite, this type of alimony is awarded to one spouses if, even while the divorce case is still pending, the spouses are already living separately from one another
  • Rehabilitative: this type of alimony serves as a re-education or re-training support that will help one spouse find a good-paying job and, so, become self-sufficient
  • Permanent: this court-ordered regular payment (usually monthly) is to enable the recipient spouse to continue to enjoy the standard of living that he/she enjoyed before the divorce. This end, however, when the recipient spouse remarries or dies, or if the court modifies its order
  • Lump Sum: if the spouse supposed to provide spousal support has been deemed as totally irresponsible in ensuring the monthly payment to his/her former partner, then the court may order this single lump sum alimony payment instead

Failure to pay spousal support can merit the contempt of court. The punishment accompanying this failure can include fines, imprisonment, wage garnishment, liens on property and seizure of earnings, such as earnings from tax refund.

 

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What is the Chicago SR-22 Coverage?

»Posted by on Oct 10, 2014 in Insurance | 0 comments

There are many situations that require Chicago SR-22 coverage, mainly to reinstate a revoked or suspended license. SR-22 is a certificate of financial responsibility typically issued to guarantee that a high-risk driver has the necessary insurance coverage to drive a vehicle. Some of the situations which may require SR-22 to reinstate a license may seem a little off at first because they don’t seem to have anything to do with driving i.e. failure to pay child support.

But if one understands that driving is a privilege rather than a right, then suspension or revocation of the license is in the nature of a punitive act, and is not a reflection of the driver’s ability to drive or safety record. Below are some of the situations that may result in loss of driving privileges which may fall under SR-22 coverage in Chicago as well as other parts of Illinois. The list is not complete but they are considered the most common.

  • Too many points on the driving record – In Chicago, each moving violation counts as a point against the driver in the record. More than three points (in one year) and you’re out.
  • Driving under the influence (DUI) – with this, the license is automatically suspended and how long it will remain so will depend on how often you’ve been caught DUI.
  • Driving without a valid license – if you are not licensed, forgot it at home, or it has been suspended and you’re caught driving, this may not only lead to (extended) suspension of your driving privileges, you can actually go to jail.
  • Driving without minimum car insurance coverage
  • Abandonment of your car in a public highway
  • At-fault fatal vehicular accident
  • Reckless driving
  • Found not physically and/or psychologically fit to drive safely i.e. very poor eyesight even with corrective lenses
  • More than 10 unpaid parking tickets, 5 automated traffic violations, or 5 toll way violations
  • Failure to appear in court
  • Failure to pay child support based on the Illinois Family Financial Responsibility Act, also informally known as the Deadbeats Don’t Drive Act

Habush Habush & Rottier S.C.® warns that losing your driving privileges can be crippling, so finding a reliable SR-22 provider can be a boon to those facing these challenges.

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The Social Security Disability Claim Appeal Process in Indiana

»Posted by on Feb 11, 2014 in Appeals Law | 0 comments

Denied Social Security Disability claims happen more often than most people think or want to believe. This is not because the Social Security Administration (SSA) does not want to provide assistance for legitimate claims; it is a defense mechanism against fraud. Unless an application if perfectly complete and error-free, the chances that it will be denied at the first attempt are quite high.

In Indiana, the initial claim is filed and coursed through the state’s Disability Determination Service Bureau (DDS). When a claim is denied, there are four steps that the claimant can take to appeal the DDS’s decision.

The first step in the appeal process is reconsideration, where the claimant formally requests the DDS to have a claims examiner review the case. Again, these requests have a low probability of achieving the desired result. If the reconsideration part is a bust, you can request that an administrative law judge of the SSA to be assigned to hear your case right in Indiana in one of the hearing offices, where you will be allowed to bring in witnesses to strengthen your case, as well as a claim appeal lawyer. This last accommodation would be advisable as a knowledgeable legal representative would be able to bring up relevant points that may not occur to you.

The third step in the Social Security Disability claim appeal would be the Appeals Council, which would only be considered if there was an error in the claim procedure or the decision to deny had an incorrect basis. The hearing offices for this would also be in several locations Indiana.

The last resort for a claim appeal in Indiana would be to file a lawsuit at the federal level. This can be accomplished with the help of a lawyer by bringing the case before either the Northern or Southern District Courts in Indiana.

To avoid having to go through this lengthy claim appeal process, it would be best to engage a lawyer in Indiana with a deep understanding of how to correctly make an SSD claim from the get go.

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