What’s So Different about SR22 Insurance?

» Posted by on Aug 18, 2015 in Insurance | 0 comments

Say that you’ve gotten yourself into a car wreck and now need SR22 insurance. Perhaps you’re thinking – I’m already insured, I don’t need another insurance plan! Or maybe you’re thinking that other people don’t have it then it isn’t all that necessary, is it?

Here’s some more information about the subject.

SR22 insurance, in the strictest definitions of the term, isn’t actually a kind of insurance anyway. It is more of a certification that the vehicle and driver in question is insured. It is a legal requirement, after all, for a car to be insured lest there be consequences if you so happen to find yourself in the wrong side of those laws. If you’ve never heard of it then odds are in your favor – that means you’ve never had to have it. However, there are many ways in which a person might be required to get SR22 insurance.

If you have been charged or were involved with driving under the influence of alcohol, then in all likelihood – SR22 insurance will be necessary. Sometimes, all it takes are a few infractions and violations that have built up and then you be required to get the SR22 insurance anyway.

This kind of insurance ensures that you are covered and is, essentially, something that tells the board that you will strive to obey traffic rules and regulations. The time period that this kind of documentation is necessary can go anywhere from around 2-5 years, depending on the offense that occurred and the insurance plan that you have covering you. Any such kind of infraction that occurs while your license is already attached to SR22 insurance could mean further disciplinary actions.

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